By accessing and using the services of Coach Sanjay Dey, you agree to the following Terms and Conditions. All content, materials, and resources provided through our website, programs, or sessions are intended solely for personal learning and development and must not be copied, distributed, or used for commercial purposes without prior written consent. Payments made for coaching sessions, workshops, or programs are to be completed in advance and are generally non-refundable, except under conditions stated in our Refund & Cancellation Policy. While we are committed to providing professional guidance, results may vary for each individual, and we do not guarantee specific outcomes. You agree to use our services responsibly and acknowledge that we are not liable for any loss, damage, or consequences arising from the use of our coaching or website. We may update or modify these Terms and Conditions at any time, and continued use of our services will imply acceptance of the revised terms. For any questions or concerns regarding these terms, you may contact us at [email protected] or call 090514 89060.